In Australia we have a three-pillar retirement system: 1)     The government Age Pension 2)     Compulsory Employer Superannuation 3)     Tax advantaged voluntary superannuation savings Retirees in Australia utilise all or some of the three pillars to fund their retirement and transition into retirement. Retirement is also in some instances supplemented with non-super personal savings and downsizing the residential home. … Continue reading Home Ownership – The fourth pillar of retirement